Business Plus Checking (Sole Proprietors and Non-Profit Organizations Only)

• Minimum Balance to Open $2,500.00
• Minimum Balance to avoid a $15.00 Monthly Maintenance Fee (Daily $2,500 or $5,000 Average Monthly)
• Earns Interest on Daily Collected Account Balance
• 300 items allowed per statement cycle (includes debits, credits, and deposited items)
• Additional per Item Charges in excess of 300 per statement cycle are $0.15 per item
  • $.07 per $100 Cash deposited
• Free Online Banking with Bill Pay
• Free Image Statements

Business Money Market Investment

• Minimum Balance to Open $2,500.00
• Minimum Balance to avoid a $15.00 Monthly Maintenance Fee (Daily $2,500 or $5,000 Average Monthly)
• Transactions limited to six (6) transfers by preauthorized or automatic transfers or telephone; three (3) of which may be made by check, draft or debit per statement cycle.
• A $7 Fee will be charged for each debit exceeding the six (6).
• A Tiered Interest Rate Account earns higher rates of interest established by the bank based on tier levels; Levels are as follows:
  • $           0 - $    4,999
  • $    5,000 - $  24,999
  • $  25,000 - $  99,999
  • $100,000 - $499,999
  • $500,000+
• Earns Interest on Daily Collected Account Balance
• Free Image Statement

Business Community Checking (Non-Profits & Government Organizations Only)

• Minimum Balance to Open $100.00
• No Required Minimum Average Balance
• Free Online Banking
• 125 Items per statement cycle (includes debits, credits and deposited items)
• Additional per Item Charges in excess of 125 per statement cycle are $0.15 per item
  • $.07 per $100 Cash deposited
• Free Monthly Standard Text Statements or E-Mail Statements (Image Statement Available at additional charge)

Commercial Checking (Analysis)

• Designed for customers with banking account transactions in excess of 300 items per statement cycle
• Minimum Balance to Open $100.00
• No Required Minimum Average Balance
• $15 Monthly Maintenance Fee
• Per Transaction Charges are as follows:
  • $.15 per check/debit
  • $.15 per deposit ticket
  • $.10 per deposited items
  • $.07 per $100 Cash deposited
• Fee(s) may be offset by Monthly Earnings Credit through account analysis
• See Account Disclosures for full details on Earnings Credit Calculation and listing of all Applicable Fees and Analysis charges.
• Free Image Statement

Business Savings

• Minimum Balance to Open $500.00
• Minimum $500 Daily Balance to avoid Maintenance Fee
• $5 Monthly Maintenance Fee if below the minimum balance requirement
• $100 Minimum Daily Balance to earn interest
• Transactions limited to six (6) transfers or withdrawals per quarter
• A $5 Fee will be charged for each debit exceeding six (6).
• Earns Interest on Daily Collected Account Balance Quarterly
• Free Online Banking
• Quarterly Statement