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Business Checking Accounts:

Small Business Checking

  • Designed for customers with banking account transactions less than 300 items per statement cycle
  • Minimum Balance to Open $100.00
  • Minimum Balance to avoid a $15.00 Monthly Maintenance Fee (Daily $2,000 or $5,000 Average Monthly)
  • 300 items allowed per statement cycle (includes debits, credits, and deposited items)
  • Additional per Item Charges in excess of 300 per statement cycle are $0.15 per item
    • $.07 per $100 Cash deposited
  • Free Online Banking with Bill Pay
  • Free Business Debit Card
  • Free Image Statements

Business Plus Checking (Sole Proprietors and Non-Profit Organizations Only)

  • Minimum Balance to Open $2,500.00
  • Minimum Balance to avoid a $15.00 Monthly Maintenance Fee (Daily $2,500 or $5,000 Average Monthly)
  • Earns Interest on Daily Collected Account Balance
  • 300 items allowed per statement cycle (includes debits, credits, and deposited items)
  • Additional per Item Charges in excess of 300 per statement cycle are $0.15 per item
    • $.07 per $100 Cash deposited
  • Free Online Banking with Bill Pay
  • Free Image Statement

Business Community Checking (Non-Profits & Government Organizations Only)

  • Minimum Balance to Open $100.00
  • No Required Minimum Average Balance
  • Free Online Banking
  • 125 Items per statement cycle (includes debits, credits and deposited items)
  • Additional per Item Charges in excess of 125 per statement cycle are $0.15 per item
    • $.07 per $100 Cash deposited
  • Free Monthly Standard Text Statements or E-Mail Statements (Image Statement Available at additional charge)

Commercial Checking (Analysis)

  • Designed for customers with banking account transactions in excess of 300 items per statement cycle
  • Minimum Balance to Open $100.00
  • No Required Minimum Average Balance
  • $15 Monthly Maintenance Fee
  • Per Transaction Charges are as follows:
    • $.15 per check/debit
    • $.15 per deposit ticket
    • $.10 per deposited items
    • $.07 per $100 Cash deposited
  • Fee(s) may be offset by Monthly Earnings Credit through account analysis
  • See Account Disclosures for full details on Earnings Credit Calculation and listing of all Applicable Fees and Analysis charges.
  • Free Image Statement