Personal Money Market Investment
- Minimum Balance to Open $2,500.00
- Minimum Balance to avoid a $12.00 Monthly Maintenance Fee (Daily $2,500 or $5,000 Average Monthly)
- A Tiered Interest Rate Account earns higher rates of interest established by the bank based on tier levels; Levels are as follows:
- $ 0 - $ 4,999
- $ 5,000 - $ 24,999
- $ 25,000 - $ 99,999
- $100,000 - $499,999
- $500,000+
- Earns Interest on Daily Collected Account Balance
- Transactions limited to six (6) transfers by preauthorized or automatic transfers or telephone; three (3) of which may be made by check, draft or debit per statement cycle.
- A $7 Fee will be charged for each debit exceeding six (6).
- Free Image Statements
Personal Reserve Checking (Package Account)
- Minimum Balance to Open $5,000.00
- Minimum balance to avoid $15.00 Monthly Maintenance Fee ($5,000 Minimum Daily Balance or Combined Average Monthly Balance of $15,000 (combination of any personal depository accounts) or Combined Loan Balances of $20,000 (combination of any personal outstanding loan balances)
- Unlimited Check Writing
- Free Gateway Debit Card
- Free Online Banking with Bill Pay
- A Tiered Interest Rate Account earns higher rates of interest established by the bank based on tier levels; Levels are as follows:
- $ 0 - $ 4,999
- $ 5,000 - $ 24,999
- $ 25,000 - $ 99,999
- $100,000 - $499,999
- $500,000+
- Bonus Rates on Personal CD’s
- Discount Rates on Personal Consumer Loans
- Free Standard Reserve Checks
- Free Cashier Checks
- Free Travelers Checks
- Free Photocopies (maximum of 5 photocopies per day)
- Free Image Statements
- Free Notary Services
- Safe Deposit Box Discount (upon availability)
- Combined Statements Available
Personal Gold Advantage Checking
- Designed for customers 50 or over
- Must have more than one account with GatewayBank
- Minimum Balance to Open $100.00
- No Minimum Balance Required
- Unlimited Check Writing
- Free Gateway Debit Card
- Free Online Banking with Bill Pay
- Bonus Rates on Personal CD’s
- Discount Rates on Personal Consumer Loans
- Free Standard Golden Checks
- Free Cashier Checks
- Free Travelers Checks
- Free Photocopies (maximum of 5 photocopies per day)
- Free Image Statements
- Free Notary Services
- Safe Deposit Box Discount (upon availability)
- Combined Statements Available
Personal Savings
- Minimum Balance to Open $300.00
- Minimum $300 Daily Balance to avoid Maintenance Fee
- $4 Monthly Maintenance Fee if below the minimum balance requirement
- $100 Minimum Daily Balance to earn interest
- Transactions limited to six (6) transfers or withdrawals per quarter
- A $3 Fee will be charged for each debit exceeding six (6).
- Earns Interest on Daily Collected Account Balance Quarterly
- Free Online Banking
- Quarterly Statement
Starter Savings
- Designed for customers age 18 or under
- Minimum Balance to Open $10.00
- No Maintenance Fee
- Transactions limited to six (6) transfers or withdrawals per quarter
- A $3 Fee will be charged for each debit exceeding six (6).
- Earns Interest on Daily Collected Account Balance Quarterly
- Free Online Banking
- Quarterly Statement
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