Home

Personal Checking

  • Minimum Balance to Open $100.00
  • No Monthly Maintenance Fee
  • No Minimum Balance Requirement
  • Free Gateway Debit Card
  • Unlimited Check Writing
  • Free Online Banking
  • Free Monthly Standard Text Statements or E-Mail Statements (Image Statement available at additional charge)
  • Free Initial Standard Check Order

Personal Plus Checking

  • Minimum Balance to Open $1,000.00
  • Minimum Balance to avoid a $12.00 Monthly Maintenance Fee (Daily $1,000 or $1,500 Average Monthly)
  • Unlimited Check Writing
  • Free Gateway Debit Card
  • Earns Interest on Daily Collected Account Balance
  • Free Online Banking with Bill Pay
  • Free Image Statements

Personal Money Market Investment

  • Minimum Balance to Open $2,500.00
  • Minimum Balance to avoid a $12.00 Monthly Maintenance Fee (Daily $2,500 or $5,000 Average Monthly)
  • A Tiered Interest Rate Account earns higher rates of interest established by the bank based on tier levels; Levels are as follows:
    • $          0 - $    4,999
    • $    5,000 - $  24,999
    • $  25,000 - $  99,999
    • $100,000 - $499,999
    • $500,000+
  • Earns Interest on Daily Collected Account Balance
  • Transactions limited to six (6) transfers by preauthorized or automatic transfers or telephone; three (3) of which may be made by check, draft or debit per statement cycle.
  • A $7 Fee will be charged for each debit exceeding six (6).
  • Free Image Statements

Personal Reserve Checking (Package Account)

  • Minimum Balance to Open $5,000.00
  • Minimum balance to avoid $15.00 Monthly Maintenance Fee ($5,000 Minimum Daily Balance or Combined Average Monthly Balance of $15,000 (combination of any personal depository accounts) or Combined Loan Balances of $20,000 (combination of any personal outstanding loan balances)
  • Unlimited Check Writing
  • Free Gateway Debit Card
  • Free Online Banking with Bill Pay
  • A Tiered Interest Rate Account earns higher rates of interest established by the bank based on tier levels; Levels are as follows:
    • $           0 - $    4,999
    • $    5,000 - $  24,999
    • $  25,000 - $  99,999
    • $100,000 - $499,999
    • $500,000+
  • Bonus Rates on Personal CD’s
  • Discount Rates on Personal Consumer Loans
  • Free Standard Reserve Checks
  • Free Cashier Checks
  • Free Travelers Checks
  • Free Photocopies (maximum of 5 photocopies per day)
  • Free Image Statements
  • Free Notary Services
  • Safe Deposit Box Discount (upon availability)
  • Combined Statements Available

Personal Gold Advantage Checking

  • Designed for customers 50 or over
  • Must have more than one account with GatewayBank
  • Minimum Balance to Open $100.00
  • No Minimum Balance Required
  • Unlimited Check Writing
  • Free Gateway Debit Card
  • Free Online Banking with Bill Pay
  • Bonus Rates on Personal CD’s
  • Discount Rates on Personal Consumer Loans
  • Free Standard Golden Checks
  • Free Cashier Checks
  • Free Travelers Checks
  • Free Photocopies (maximum of 5 photocopies per day)
  • Free Image Statements
  • Free Notary Services
  • Safe Deposit Box Discount (upon availability)
  • Combined Statements Available

Personal Savings

  • Minimum Balance to Open $300.00
  • Minimum $300 Daily Balance to avoid Maintenance Fee
  • $4 Monthly Maintenance Fee if below the minimum balance requirement
  • $100 Minimum Daily Balance to earn interest
  • Transactions limited to six (6) transfers or withdrawals per quarter
  • A $3 Fee will be charged for each debit exceeding six (6).
  • Earns Interest on Daily Collected Account Balance Quarterly
  • Free Online Banking
  • Quarterly Statement

Starter Savings

  • Designed for customers age 18 or under
  • Minimum Balance to Open $10.00
  • No Maintenance Fee
  • Transactions limited to six (6) transfers or withdrawals per quarter
  • A $3 Fee will be charged for each debit exceeding six (6).
  • Earns Interest on Daily Collected Account Balance Quarterly
  • Free Online Banking
  • Quarterly Statement