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Bank of Charlotte County

Personal Accounts

From daily money management to saving for the future, The Bank of Charlotte County provides various checking and savings accounts to meet your needs.

Become a Wise Spender and Savvy Saver


Checking and savings accounts form the foundation of all personal finance. We offer account options designed to fit your lifestyle.

  • Checking Accounts: Everyday accounts, including our Student Account and 55+ Account, come with a free debit card, 24-hour banking access, low fees and minimum balance requirements.
  • Savings Accounts: Grow your savings with competitive rates and access money with a free ATM card. 
  • Certificates of Deposit: Choose from terms of 3 to 60 months and maximize your savings with fixed, competitive rates. Early withdrawal penalties may apply. 
  • IRAs: Diversify and strengthen your retirement portfolio with IRA CDs featuring terms of 12, 36 and 60 months.
  • Christmas Club Accounts: Save for the holidays throughout the year with this no-fee account; set up automatic, monthly deposits from checking or savings.
  • Vacation Club Accounts: Make that dream vacation a reality by building your savings with this no-fee account; set up automatic, monthly deposits from checking or savings.
  • Safe Deposit Boxes: Protect your valuables close to home by choosing from a variety of box sizes with low rent fees.
Visit your nearest branch location to open a checking or savings account or safe deposit box.